Gold IRA Matching Service
Find a Trusted Gold IRA Company for Your Retirement Savings
Thinking about diversifying your 401(k) or IRA with physical gold? We explain how Gold IRAs actually work, then connect you with trusted companies that can answer your questions. You stay in control of every decision.
- Free to use, with no obligation to move forward
- Independent education on rollovers, fees, and IRS rules
- We never sell metals or give investment advice
Get Offers From Companies in Your Area
Enter your ZIP code to get started. It is free and takes under a minute.
Your information is secure. No obligation, ever.
Free Service
Getting matched costs you nothing, and there is never an obligation to move forward.
Independent
We are not a metals dealer or custodian, so we have no products to push.
Education First
Plain-language guides on rollovers, fees, and IRS rules, with no hype.
You Decide
We make introductions. Every decision about your savings stays with you.
How It Works
Three simple steps, and the decision always stays with you
Tell Us About Yourself
Fill out one short form with your name, contact details, and ZIP code. It takes less than a minute.
We Match You
We connect you with trusted Gold IRA companies that serve your area and can answer your questions.
You Stay in Control
A company reaches out with information about accounts, rollovers, and fees. There is no obligation to proceed.
What Is a Gold IRA?
A Gold IRA is a self-directed individual retirement account that holds physical precious metals instead of paper assets like stocks and bonds. It follows the same contribution limits and tax rules as a regular IRA, but the account owns IRS-approved gold, silver, platinum, or palladium stored at an approved depository.
Most people fund a Gold IRA by rolling over part of an existing 401(k), 403(b), TSP, or IRA. Done correctly as a direct rollover, the move is tax-free and penalty-free. Three parties are involved: a dealer that sells the metal, a custodian that administers the account, and a depository that stores the metal.
Gold is often used as a small diversification slice of a retirement portfolio, commonly 5 to 10 percent. Like any investment, precious metals prices fluctuate and can lose value, and gold produces no interest or dividends. Understanding the fees and rules before you commit matters.
Why Savers Consider Gold
The honest case for precious metals in a retirement portfolio
Diversification
Physical metals move differently than stocks and bonds, which is why many savers hold a small slice, commonly 5 to 10 percent of a portfolio.
A Tangible Asset
A Gold IRA holds real coins and bars in an insured, IRS-approved depository, not shares of a fund or a paper promise.
A Long Track Record
Gold has been used as a store of value across centuries and markets. That history is why it remains a common hedge, though prices still fluctuate.
Tax-Advantaged Structure
Inside an IRA, metals grow tax-deferred (traditional) or tax-free on qualified withdrawals (Roth), following the same IRS rules as any IRA.
Precious metals prices fluctuate and can lose value, and gold produces no interest or dividends. This content is educational and is not financial advice. Consult a qualified professional before making retirement decisions.
Gold IRA Guides
Understand the rules, fees, and process before you decide
2026 IRA Contribution Limits: What Gold IRA Savers Should Know
The 2026 IRA contribution limit is $7,500, or $8,600 with the age 50 catch-up. See how limits work, deadlines, and why most gold IRAs are funded by rollover.
Read MoreCan You Move a 401(k) to a Gold IRA While Still Employed?
Some 401(k) plans allow in-service rollovers to a gold IRA, usually at age 59 1/2. Learn what money can move, when, and the trade-offs to weigh.
Read MoreCheckbook IRA LLCs and Gold: What the McNulty Case Changed
Checkbook IRA LLCs promised custodian-free control of IRA gold. Here is what the Tax Court held in McNulty and why the structure fails for metals.
Read MoreCommon Gold IRA Rollover Mistakes and How to Avoid Them
From missed 60-day windows to ineligible coins, gold IRA rollover errors can trigger taxes and penalties. Seven common mistakes and how to steer around them.
Read MoreConverting a Traditional Gold IRA to a Roth: How It Works
A Roth conversion works for gold IRAs too, including moving the metal itself in-kind. Here is how the taxes, valuation, and five-year rules actually apply.
Read MoreDealer Markups and Spot Price: The Largest Gold IRA Cost
Dealer markup over spot is often the largest gold IRA cost. Learn how premiums work, how to compare dealers, and how to read a quote with confidence.
Read MoreCommon Questions
Straight answers before you share your information
Is this service really free?
Yes. You pay nothing to use GoldIRAFinder. We may receive compensation from the companies we match you with, which is how we keep the service free.
Are you a gold dealer or investment advisor?
No. We are an independent referral service. We do not sell metals, hold accounts, or give investment, tax, or legal advice.
Can I roll over my 401(k) without taxes or penalties?
Generally yes, when done as a direct rollover to an IRA. Handled correctly, the move is tax-free and penalty-free. A tax professional can confirm what applies to you.
Can I store the gold at home?
No. IRS rules require IRA metals to be held by an approved custodian at an approved depository. Taking personal possession is treated as a taxable distribution.
Ready to Talk to a Trusted Gold IRA Company?
Get matched for free, ask your questions, and decide on your own timeline. No pressure, no obligation.