Premium (Over Spot)
Gold IRA Glossary
The amount a dealer charges above the spot price of the metal. Premiums cover minting, distribution, and dealer profit, and they vary by product: government coins usually carry higher premiums than bars. Comparing premiums across dealers for the same product is one of the most direct ways to evaluate pricing.
This content is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. GoldIRAFinder.com is not a precious metals dealer, IRA custodian, broker-dealer, or investment adviser. Precious metals prices fluctuate and can lose value, and past performance does not guarantee future results. Before making any investment or retirement decision, consult a qualified financial, tax, or legal professional.